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Grad apps, Step 8: Apply for financial aid and scholarships.

By heather posted March 2, 2009

Applying for financial aid.

Let’s be realistic: grad school ain’t cheap.

Now that you’ve completed the applications for admission at each of your schools and programs, you’re almost done. You’ll still need to pay for school, and in order to obtain scholarships and loans, schools require you to submit financial aid applications.

Step 8: Apply for financial aid and scholarships.

In order to apply for financial aid, you’ll need a massive stack of information. Perhaps most crucial in that stack of information: your taxes.

Gather all required application forms and information from each school’s website or other information provided to applicants.

Even if you haven’t heard anything from the programs you’ve applied to, go ahead and submit a financial aid application. Don’t wait for your decisions to start rolling in. In fact, most schools will tell you not to do so. Be sure to find all instructions and deadlines. You should have marked these dates on your application calendars a while back and you should have printed out all the required information and placed it into your application file box. Retrieve all that information now so you can complete the final step.

Retrieve or complete your current year’s tax returns.

In order to complete the FAFSA (Free Application for Federal Student Aid), you’ll need your tax information (and possibly your parents’ info, too). While it’s not 100% necessary to actually file your taxes, you’ll need information that essentially requires you to complete them, so why not submit them? Generally, if you’re under age 30, you’ll also need your parents’ tax information, too. Check with the schools to which you’ve applied to find out if parental information is required; requirements vary from school to school.

Complete a FAFSA.

Virtually all schools require the submission of the Free Application for Federal Student Aid (FAFSA). Your FAFSA is used to determine any need-based grants and your loan awards. New forms are available each year starting January 1st. Get started as soon as possible, as many schools’ deadline is as early as March 1st.

You’ll need the school codes for each program to which you’ve applied. Codes can be retrieved from each program’s website or you can search for a school/program by name and location as you complete the FAFSA online at http://www.fafsa.ed.gov/.

Complete any required school-specific forms.

Some schools have a separate financial aid application you’ll need to complete, and this application is often available online or will be sent along with admissions information. If you haven’t found anything yet, make a call to the financial aid office to find out if there’s anything you should be completing and sending their way.

Apply for every possible scholarship!

Schools and private organizations often offer scholarships ranging from one-time $500 awards to renewable full-tuition awards. Usually, applicants for such a scholarship are asked to submit a topical essay and/or other information (letter of recommendation, résumé, etc.). There are tons of books available at your local bookstore and loads of information available online regarding such awards. Check your schools’ websites and hit the bookstore or your local library. Make a list of all the scholarship programs you’re eligible to apply for, and make a run at every dime you might get to help fund your education.

Research educational loans.

Chances are good you’ll need some loans to help fund your life through graduate school, and it’s never too soon to prepare. Get a credit report so you’re aware of your current standing, then research educational lenders. The financial aid folks at the schools you’ve applied to can offer you more information on public and private lenders with whom they work. Here’s a good place to start researching the different types of loans available: http://www.gradloans.com/.

Hurry up and wait.

Everything is now officially on its way! Many schools will email you to confirm acceptance of your application materials, completion, and decision status, but some won’t. The waiting game you’ll play between application submission and decision notification can be nerve-wracking. Pick up a hobby. Throw yourself into work with new vigor. Read more books. You might hear in a week, but you might not hear anything for several months. Remember that each applicant is different, and try not to hedge bets on whether or not you’ll be accepted or rejected. There’s only one way to find out, and you’ve done all you can. Only time will tell.

Good luck!

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Grad apps, Step 7: Complete and submit your applications.

By heather posted February 25, 2009

Making it official: the applications.

7 of 8 in a series

You’ve researched. You’ve planned. You’ve taken your tests. Sent your transcripts. Gathered your letters of recommendation. Written your application essays and personal statements. Now it’s time to make it official.

Step 7: Complete and submit your applications.

Good news: you’re just moments away from becoming an official graduate school applicant. The hard parts are finished, and by now, you should have a stellar application packet almost ready to go… it just needs an official application form to introduce you to the admissions committees who will soon be reviewing your file.

And more good news: there’s not much you can do to screw this part up, but there are a few pitfalls you must absolutely avoid at all costs.

Review your programs’ application website and proofread everything else.

Before you complete the last portion of your application for admission, take a few moments to re-read the full application instructions on the website of each program at which you intend to apply. Double-check all application instructions to ensure that you’ve followed all instructions and completed all the necessary elements. Review the word count or page limits for your essays. Check off each required form, letter, or statement required. Once you’re satisfied that you’ve done everything correctly, you’re ready to fill out the surprisingly brief application form.

Do a “dry run.”

After the months you’ve probably spent preparing everything else, the actual application form will look pleasantly quick and easy. But before you begin filling anything in, print a copy to fill in manually if you plan to submit online, or print or photocopy a spare if you’ll be sending in a paper application. Start on your practice copy. Make sure you read each prompt carefully and provide the correct information. Taking the time to physically write out your application (rather than simply completing it online) will give you an added opportunity to get everything right.

Once you’ve finished filling out the paper form (or the spare copy), read everything again. Trust me: this is not the place for sloppy mistakes, missing blanks, or typos.

Complete your final application form(s).

When you’re satisfied with your “dry run” application, transfer everything to your final application form(s). If you’ll be sending in a paper application, choose your pen wisely. Choose a pen that won’t smudge as you write or bleed through to the opposite side of the paper.

Proofread your final application form(s).

Yes, again. You can never be too careful with this stuff. Always be aware that your admission and scholarship opportunities will be determined based upon your submissions, and take the appropriate amount of caution.

Include or attach payment.

Applications cost money (unless you’ve obtained a fee waiver), so don’t forget to include the correct payment amount with your application.

Submit everything.

Once you are absolutely, positively certain that your entire packet is ready to go, it’s time to send it off. If you’re submitting online, make sure all documents are properly attached and send it off with confidence. If you are sending in a paper version, use your printer to address the envelope you’ll be using. Make sure the envelope is oriented properly in the printer. Double-check the addresses. Make sure you place a check in the envelope or include credit card payment information on the application form (if/where you’re prompted to do so). Include all of the appropriate documents and attachments, seal up your envelope, and stamp it. I recommend taking your applications directly to the post office, but maybe that’s just me being neurotic.

Your application is now officially on its way! Time to celebrate! …But not for too long. You’ll still need to pay for school, so when you’re ready, you’ll need to gather up your most recent tax documents, complete your taxes, submit your FAFSA (for domestic students), and apply for financial aid.

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Grad apps, Step 6: Write your application essays.

By heather posted February 19, 2009

Essays and Personal Statements

6 of 8 in a series

You know yourself.

Adcoms, however, don’t know you. All they have to go on is your GPA, some test scores, some letters from some people who know you, and these: your application essays and/or personal statement. With that said, your essays and personal statements are, well, personal. So I can’t (or won’t) tell you what you should write.

What I can–and will–tell you is what characteristics your essays should and should not have. There are reasons adcoms ask specific questions: 1) to figure out how well you can follow directions, 2) to learn more about your writing and communication skills, and 3) to find out more about your specific qualifications for their programs. Here’s a good starter list of dos and don’ts:

DO Be honest.

DON’T “stretch” the truth.

Never, ever “stretch the truth” in an application essay or personal statement. More often than not, these kinds of things have a way of coming back to bite you. Think of it this way: the applications process is tricky enough on its own. You’ll have enough to keep track of with your various schools and programs and different essay questions and personal statement guidelines and deadlines. You’ll need to make sure you’re naming the right school, sending the right targeted letters of recommendation, meeting the right deadlines, answering the right essay question, and keeping to the appropriate margins and word counts for each school’s essays. Telling the truth means you have that much less to remember.

There are ways to deal with the less-than-pleasant elements of your past as they apply to graduate applications. There are few things that are absolute deal-breakers. Should you need to address something like a grade slump, an altercation with the law, or a blemish in your employment past, adcoms want to know that you learned a valuable lesson from the experience and that the problem is in your past and won’t happen again.

Besides, admissions folk see enough applications to develop some pretty good instincts on honesty, fluff, and outright falsehoods in applications, and I’ve heard plenty of stories about applicants being asked about elements of their applications in interviews. If you have to lie to get into a program, it’s not the right program for you. Trust that the admissions people know who and what they’re looking for, for reasons that are quite often beyond an applicant’s knowledge and/or understanding. They’re professionals. Trust them; if you’re who/what they’re looking for, then you’ll get in… and if not, well… that just wasn’t the school or program for you.

DO: Use spelling and grammar checkers.

DON’T: Submit any writing samples with spelling errors or grammatical mistakes.

In the age of built-in spelling- and grammar-check, there is absolutely no valid excuse for submitting a writing sample that contains spelling errors or grammatical mistakes. Such blunders are often considered inexcusable, and rightly so. If you’re applying to graduate studies, your most basic writing skills should display competence. A lack of such attention to detail also reeks of laziness and shoddy work, traits not so highly sought after in the graduate school admissions process.

But beyond mere lack of error, there are other crucial elements to keep in mind.

DO: Follow directions.

DON’T: Exceed the allotted word limit, page count, or margins.

You are not the first person to feel like you are worth more than 500 words or two pages or whatever the particular limitations might be. I know I might sound repetitive here, but trust that the adcoms know what they’re doing (not to mention that they’re really, really busy).

Great writing necessarily involves great editing. A truly great story includes all of the relevant story elements and nothing superfluous. Need more tangible examples? Think about what happens to a joke’s punchline when you flub the build-up with too much padding, or recall a bad movie you’ve seen that seemed to carry on and on for hours with little plot development (“Swept Away” comes to mind), only to leave you feeling underwhelmed at the end (and robbed of three hours of your life).

But don’t take my word on it: When asked why he wrote a particularly lengthy letter, Mark Twain allegedly replied, “I didn’t have time to write a short letter, so I wrote a long one instead.” A little bit of editing can go a long way.

DO: Answer the questions asked.

DON’T: Stray from the topic.

To do so, your submissions must be on-point. Failure to do so can cause adcoms to think one of two things about you: 1) you didn’t think the question asked was worthy of an answer, that you know what they want better than they do, or 2) you’re unable to comprehend directions. Neither portrait is a desirable one.

Here’s something important to consider: In the applications for many different schools offering similar programs, you may find a high degree of overlap in essay question prompts. While it is definitely okay–and smart, even–to consolidate your efforts by using some of your answers to similar questions from previous applications, you should make absolutely certain that you have adequately tailored the response you submit to the particular question asked on the correct school’s application.

DO: Communicate skillfully.

DON’T: Answer the question(s) like a simple Q&A.

This is a writing sample–a rare chance for you to shine–and, as such, your writing should positively exhibit your communication skills. Being free of spelling or grammatical mistakes is a start, and staying on point is also helpful, but you’ll need to exhibit some real panache if you want to stand out from the crowd.

In regards to tone, know your audience. Schools are looking for serious students, so you’ll want to convey maturity and commitment in your writing. The structure of your writing should illustrate your ability to introduce, develop, and conclude an idea. Your language and sentence structure should be complex enough to exhibit your linguistic skills, but shouldn’t be plugged with excessive displays of esoteric language.

DO: Be true to yourself in your writing sample.

DON’T: Copy someone else’s personal statement or write your essays “by committee.”

Remember that this might be a school’s best chance of getting to know the real you. Be yourself in your essay. Speak in your own voice. Don’t retool the essay of someone else who got into XYZ school, and don’t get the input of your twelve closest friends and family members. Doing so only makes it more likely that your writing samples, when considered as a whole package, will sound disjointed and confusing. They’re not applying to XYZ school; you are. You know your reasons better than anyone. You know why this is the perfect school or program or field of study for you better than anyone else does. No one will be a stauncher advocate in this process.

Trust your own voice and run with it. Many applicants choose to write personal narratives, others choose to write persuasive essays, while others feel that neither option fits and choose a style more personal. There is no right or wring way to write, so long as you stick to the dos and don’ts above. Find the best way you can use this opportunity to prove to schools why you’re the right fit for their program and get to work.

Finally…

DO: Write several drafts over time.

DON’T: Procrastinate until you have only two days to submit your essays.

Trust me on this one: you’ll need time to be able to edit your essay(s) properly. Even the best writers can’t edit their own material without giving the brain some time to recover from writing mode. Give your head a little time to distance yourself from the first draft. Come back a few days, maybe a week later, and give it a fresh look. You’ll be much better equipped to find the problems in flow that need to be fixed or the linguistic oddities you’ll want to smooth out. I recommend dedicating the same day every week for a month to the process. On your application calendar, maybe block off every Saturday morning for the month before you intend to submit your applications. Use this time for drafting, writing, editing, revising, and finalizing your essays. You’ll be glad you did.

Now go get inspired! Read a few pages from your favorite book or poem or speech. Take some notes. Print out the essay questions or personal statement guidelines and start outlining what you want to say. When you’re ready to move on, we’ll get on with the business of submitting those applications you’ve been working on for so long!